Airtime Top-up
Recharge instantly across MTN, Airtel, Glo, and 9mobile with discounted wholesale prices.
Instant Bill Delivery & Custom Margins for Resellers
Fast, Reliable & Seamless Bill Payments in Nigeria.
Buy cheap mobile data bundles, instantly recharge airtime, renew cable subscriptions, and settle electricity bills. Empowering daily utility payers and reselling businesses with wholesale rates.
24/7
Automated
99.9%
Uptime
₦0
Agent Fees
RAYO WALLET BALANCE
NGN 15,000
Real-time simulated account
RECENT TRANSACTION FEED
MTN SME 5GB
Just nowNGN 1,200
SuccessfulAEDC Postpaid Power
5 mins agoNGN 5,000
SuccessfulDStv Yanga Renewal
1 hour agoNGN 5,100
SuccessfulSUPPORTED NETWORKS
MTNAirtelGlo9mobileDSTVGOtvStarTimes
LIVE WIDGET EXPERIENCE
Interactive Payment Simulator
Select a service, customize inputs, and click "Proceed to Pay" to watch our instant delivery engine resolve the transaction live. No real debit cards required.
Secure API Architecture
Rayo uses modern REST endpoints. Under this simulated UI lies the blueprint of our mobile and reseller pipelines, which manages automatic verification, status queries, and instant callbacks.
24/7 API STABILITY SECURED
Rayo VTU Core Features
- 100% Automated: Instant generation of WEMA/Monnify reserved funding accounts.
- API Portal: Full integration manuals with postback listeners.
- Margin Control: Customize pricing packages for unique sub-vendor tags.
PARTNER & RESELL
Wholesale Pricing & Reseller Margin Program
Unlock heavily discounted rates. Resell our packages to your customers or deploy your own branded VTU portal via our robust REST APIs. Control your markups and pocket the difference!
NETWORK / PACKAGEREGULAR PRICERESELLER WHOLESALE
MTN SME 1GB₦350₦240
MTN SME 5GB₦1,500₦1,200
Airtel 1.5GB₦1,200₦950
GOtv Max Sub₦8,000₦7,200
Reseller Profit Estimator
ESTIMATED DAILY VTU ORDERS50 Transactions
AVERAGE COMMISSION PER ORDER8% Margin
DAILY REVENUE
₦75,000
DAILY NET PROFIT
₦6,000
MONTHLY COMMISSIONS RETURN
₦180,000
Estimated on standard NGN 1,500 average order ticketsPRODUCT FEATURES
Modern Utilities Built for Scalability
Fitted with advanced bill payment nodes and automatic routing systems. Enjoy premium wholesale rates with the smoothest checkout.
Try live checkout
Vibrant Data Bundles
SME, Gifting, and Corporate data packages with lighting-fast delivery and robust APIs.
Electricity Payments
Pay AEDC, EKEDC, IKEDC, JEDC, and more, with instant token generation and zero utility downtime.
Cable TV Subscriptions
Instant renewal and package changes for DSTV, GOtv, and StarTimes without connection delays.
Reseller Dashboard
Powerful metrics, customizable margins, transaction tracking, and sub-reseller management tools.
Reserved Accounts
Automatic and instant wallet funding via permanent reserved bank accounts linked directly to you.
WHY CHOOSE US
A highly optimized financial architecture.
Rather than overloading your VTU operations, Rayo keeps your dashboard simple, secure, and blazing fast. Scale your business, fund your wallet securely, and let our APIs do the heavy lifting.
Rayo API core status: operational
Zero Delay, Fully Automated
Every transaction is processed instantly through direct API integration. No manual approval, ever.
Bank-Grade Security
Encryption protocols and secure tokens defend your balance, credentials, and customer transaction logs.
Maximized Profit Margins
We procure services in bulk to offer you rock-bottom pricing, leaving more room for your reseller commissions.
QUESTIONS & ANSWERS
Frequently Asked Questions
Have questions about our API integrations, wholesale commission structures, or auto-wallet funding? Settle doubts instantly.
Need direct developer support?
Our core support team is available online to resolve API setup questions or large-volume payment configurations.
Email our developersGET THE MOBILE APP
Start Paying Bills & Earning Commissions Today.
Unlock the full power of Rayo. Fund your wallet with dedicated reserved accounts and recharge airtime, data, or utility bills inside a clean, modern user experience.